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PTR and ATOL overlap
What confused me when I read about ATOL and PTR was the overlap. For example, what scheme applies when both sets of regulation applies? The table below summarises what applies to each type of booking:
 
Type of Booking
European travel regulation applies?
ATOL applies?
Single item, not a flight
No
No
Flight only
No
Yes
Package including a flight
Yes
Yes
Package without a flight
Yes
No
 
The implications are that:
 
  • Single item bookings that are not a flight are not covered by either set of regulation. You will not need to provide a guarantee
  • If you sell flights then you will need an ATOL (or T-ATOL from TTA) or be the retail agent of an ATOL holder. The ATOL will not provide the guarantee for failures on packages which did not include a flight
  • If you sell packages without a flight, you will need a separate guarantee from the ATOL (again the TTA membership also covers this as standard)
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